Accident health insurance plan is a practical solution for anyone who is looking to insure themselves against any accidents. These plans come under indemnity category and will provide insurance for your injuries resulting from an accident.
There are no qualifying criteria for applicants when applying for Accident health insurance plans. The best part of these plans is that they can be redeemed from any doctor, hospital and other healthcare facilities. The plan has the coverage amount of $2,500, $5,000, $7,500, or $10,000 for its beneficiaries.
The typical deductible amount that a person needs to pay before he or she receives the amount is $100 dollars. When you have covered yourself under an accident health insurance plan, medical bills such as ambulance charges, lab tests, x-rays and other such expenditures are also paid under the cover plan.
Under most cases accident health insurance plan will pay for a person’s accidental injuries. However, they are not applicable if the person during the time of the accident is found to be under the influence of alcohol and other drugs.
So, if you haven’t insured yourself under accident health insurance plan, it is advisable that you insure the most important thing in your life i.e. yourself.