It is mandatory to buy car insurance if you own a vehicle. Your premium would be calculated by the insurance providers after scrutinizing an array of factors including your occupation, car usage, make and model type, as well as, your age and sex. As a car owner, everyone wants to get the best insurance deal on his/her vehicle. Here are some important criteria to keep in mind for getting the best car insurance –
- The value of your car is the first criteria to choose the insurance cover. If you own an expensive vehicle, it is necessary that you go for a comprehensive coverage.
- In case your vehicle is a high performance or a vintage car, it is recommended to ask specialists about what could be the risk factors involved and what things you should consider such as the general maintenance and replacement parts.
- After closely looking at the various options, decide what insurance provisions that you actually require. Apart from the basic coverage, you can opt for collision coverage, road side assistance, medical coverage or comprehensive coverage.
- Shortlist 3-4 companies on the basis of your own research and recommendations and select the best insurance policy that suits your requirements best.